Followers of credit card applications
* Show them that something isn't a bargain if they don't need it. It's natural to be tempted by sales. But it's not good for your wallet. Teach your teenager by your own example that buying only what you need, not what you might conceivably need at some point in the unforeseeable future, is the best way to spend. This will not only help them to avoid bad student credit cards' offers, it will dramatically reduce the amount of debt they accumulate in college.