Credit cards for bad credit, a great post
The cancellation of an inactive card can also affect your credit score, since long standing credit cards reflect positively on your credit report. Over half of the people that have credit cards in the United States carry debt on those cards. This translates to a large number of consumers who will be directly impacted by any changes banks make regarding credit cards. You can contact your credit card company if you are notified of credit limit or interest rate changes. If you are in good standing and have a record of low balances relative to your limit, you have a very good chance of convincing the company to give you back your original rates and limits.